Managed Payroll · 10 employees

At 10 employees, payroll software is usually the right answer. Here is when it stops being.

We are going to argue against ourselves for a minute. At 10 employees, good payroll software runs roughly $90 to $270 a month and handles a straightforward single-state W-2 payroll perfectly well. BEG carries a $500 monthly minimum, so at this headcount you would pay $500, an effective $50 per employee per month. That is a real premium and it is only worth paying for specific reasons. This page covers what those reasons are, and tells you plainly when to stay where you are.

See your exact monthly & annual price - no call required

Managed payroll for a company with 10 employees
$500All-inclusive, at 10 employees
All 50States registered and filed
3-5 DaysTo live managed payroll

TL;DR

At 10 employees BEG costs $500 a month, an effective $50 PEPM, against roughly $90 to $270 for payroll software. That premium is only justified by complexity: a second state, a garnishment order, tipped or commission pay, certified payroll, or a second EIN. If none of those apply, stay on software. We will tell you that on the call.

What Changes At This Size

What payroll looks like at 10 employees

At this size there is rarely a dedicated payroll person. Payroll is something the owner, the office manager, or the outside bookkeeper does between other work, and it usually runs fine until one complication arrives.

The premium
Be clear-eyed: at 10 employees the BEG minimum makes us the expensive option
Our $500 monthly minimum works out to $50 per employee per month at this headcount, which is well above our published $25 to $45 band and well above payroll software. We would rather say that on a page than discover it together on a call. The question is not whether it costs more. It does. The question is whether what you get back is worth it at your specific level of complexity.
The trigger
Complexity, not headcount, is what actually moves companies off self-service
The events that break a self-service setup are a second state, a first garnishment order, tipped or commission pay, certified payroll on a public project, or a second EIN. Each turns a fifteen-minute task into a research project with a compliance deadline attached. Any one of them at 10 employees can justify managed payroll. None of them, and you should stay put.
The risk
At this size, the payroll knowledge usually lives in exactly one person head
When one person handles payroll and nobody else knows the process, a resignation, an illness, or a vacation becomes a payroll event. That concentration risk is real at 10 employees in a way it is not at 100, where there is a team. It is a legitimate reason to outsource that has nothing to do with cost per employee.

The Numbers

What each option actually costs at 10 employees

Published figures where they exist, and our own rate stated plainly. Payroll software is genuinely cheaper on the invoice. The comparison only becomes useful once the work it leaves behind is priced too.

OptionBEG managed payrollThe alternative
Monthly cost$500 all-in$90-$270 payroll software
Effective PEPM$50$9-$27
Who runs payrollBEG: fully managedYou or your office manager
Multi-state filingIncludedManual setup, often extra
GarnishmentsHandled end to endYou process manually
Coverage if your payroll person leavesUnaffectedPayroll stops

BEG at 10 employees: $500 per month, $50 PEPM effective, because the $500 minimum binds. Payroll software at this size runs roughly $90 to $270 per month. The internal alternative is the owner or office manager doing it personally, at typically 3 to 6 hours per month of owner time.

What Is Included

Everything in the rate, with no per-filing add-ons

  • Payroll processing on your schedule
  • Federal, state, and local tax filing
  • Multi-state registration and filing
  • Direct deposit and pay stub delivery
  • New hire reporting
  • Garnishment processing
  • Benefit and voluntary deduction handling
  • PTO accrual tracking
  • W-2 and 1099 preparation and filing
  • Year-end close
  • Tax notices answered by BEG
  • A named specialist who knows your account

$25 per employee per month inside your existing platform, or $45 on BEG isolved. A $500 monthly minimum applies.

How It Works

Three steps to fully managed payroll

01
Scope review
Fifteen minutes on your headcount, states, pay types, benefit deductions, and current platform. You get a firm number and a straight answer on whether this is a fit at 10 employees.
02
Setup and parallel run
We configure inside your existing platform or on isolved, load employee records and YTD balances, confirm state registrations, and run one cycle in parallel so nothing lands wrong on the first live run.
03
Live in 3 to 5 business days
From signing to live managed payroll. After that, nobody at your company runs payroll. You approve, we do the rest, and your specialist handles the questions that used to land on a manager.

Get The Number For Your Headcount

This page uses 10 employees as the example. Your actual rate depends on states, pay types, and platform. A fifteen minute scope review gets you a firm number, and if managed payroll is the wrong call at your size we will say so rather than quote you anyway.

FAQ

Common questions at 10 employees

Is BEG worth it at 10 employees?

Often not, and we will say so. At 10 employees the $500 monthly minimum means you pay an effective $50 PEPM against $90 to $270 a month for capable payroll software. It becomes worth it when complexity arrives: a second state, a garnishment, tipped or commission pay, certified payroll, or a second EIN.

What does managed payroll cost for a 10-person company?

With BEG it is $500 per month, because the $500 monthly minimum is above what 10 employees would generate at the $25 to $45 PEPM rate. That price is all-inclusive: processing, tax filings, W-2s, direct deposit, compliance monitoring, garnishments, and year-end close.

At what headcount does managed payroll start to make financial sense?

Purely on price, around 20 employees, where the $25 PEPM rate finally exceeds the $500 minimum. On value, it depends entirely on complexity, and plenty of 10-person companies with multi-state or certified payroll exposure are better served by a managed service than a 40-person single-state company.

Can we start with software and move to BEG later?

Yes, and that is frequently the right sequence. Moving to BEG later costs nothing upfront, there is no implementation fee, and live payroll typically runs 3 to 5 business days from signing. Growing into managed payroll is a normal path.

Related pages

See full managed payroll pricing, or all managed payroll services.

Ready?

See your price before you talk to anyone.

Answer a few questions, get your exact number in about 90 seconds. No call required, no commitment.

See your exact monthly & annual price - no call required